TIER 1 MICROFINANCE BANK FOR SALE

TIER 1 MICROFINANCE BANK FOR SALE
STATUS of Offer: AVAILABLE / DEAL OPEN
Title of your offer:

TIER 1 MICROFINANCE BANK FOR SALE

Nature of the business:

MICROFINANCE BANKING

Industry sector your business operates in:

MICROFINANCE BANKING

Year Business Was registered: 2015
Products and services offered by the company:

MICROFINANCE BANKING SERVICES

Number of years the business has been in operation: 10
City and State The Business is Located:

Lagos

Number of Staff Members: 20
Type and Value of Assets and Liabilities:

MICROFINANCE BANKING Assets

Creditors and Debtors,

Available on requests

Type and Number of Clients:

MICROFINANCE BANKING Clients

Profitability of the business:

Very profitable

Current Condition of the Business:

Operational

Reason and Purpose of Your Choice:

Business Diversification

Price and Amount of Money/Investment you seek for the business:

N1.8 billion excluding agency fee

Types of Company Records Available for Inspection:

Licenses
Approvals
Assets
records

Are you acting as an Agent or are you the business owner?:Agent
We have a TIER 1 MICROFINANCE BANK FOR SALE in Lagos. The bank is fully licensed, debt free, digitally enabled with robust digital infrastructure and strategically located in a prime area in Lagos for a plug and play arrangement.
REGULATORY & COMPLIANCE STATUS OF THE TIER 1 MFB FOR SALE
1. Fully licensed Tier 1 Microfinance Bank in excellent standing with the Central Bank of Nigeria (CBN).
2. All regulatory filings and statutory returns are up-to-date.
3. No penalties or regulatory infractions – proof of strong governance and compliance.
4. Occupies a functional office space of 160 sqm.
LOCATION & STRATEGIC ADVANTAGE
1. Situated in the Lekki area
2. High visibility and accessibility for both retail and corporate markets.
3. Serves key financial hubs including Lekki, Victoria Island, and Ikoyi.
4. Located in a rapidly developing business and residential corridor.
FINANCIAL STRUCTURE & STABILITY OF THE TIER ONE MFB FOR SALE
1. Zero liabilities – the bank has a clean balance sheet.
2. Fully Capitalized at ₦300 Million.
3. Operates a plug-and-play model allowing instant business continuity post-acquisition.
4. Transparent financial reporting and prudent management.
HUMAN CAPITAL & ORGANIZATION
1. Teamed with professionally trained staff across operations, compliance, and risk.
2. Strong management framework with a customer-centric culture.
3. Stable, disciplined workforce ensuring consistent service delivery.
FACILITIES & ENVIRONMENT
1. Fully furnished bespoke office setup.
2. Modern work environment designed for productivity and client comfort.
3. Infrastructure supports smooth financial service delivery and business expansion.
DIGITAL & TECHNOLOGICAL INVESTMENTS
1. Debit Card Platform & Card Integration (Over 10,000 cards/virtual customers: 5,000 Verve & 5,000 Mastercard).
2. Core Banking Application for seamless operations.
3. USSD Banking for easy customer access.
4. Mobile Banking Application (Android & iOS).
5. Automated Lending/Recovery Technology.
6. NIBSS Integration for real-time interbank transfers.
7. Supports microloans, SME lending, and proof-of-funds services.
OFFER DETAILS FOR THE TIER ONE MICROFINANCE BANK FOR SALE
1. Asking Price* : ₦1.8 Billion (Net).
2. Scope of Sale* : License + all operational undertakings.
3. Transaction Mode* : Direct acquisition under plug-and-play model.
4. License Status* : Valid and operational with CBN.
5. Agency Fee:* 10% payable by buyer/investor  
Serious and Interested Investors should contact:

BuyMyBusiness.Com.Ng Business Brokers

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