FULLY DIGITALIZED & FINTECH-ENABLED TIER ONE MICROFINANCE BANK FOR SALE
STATUS of Offer: AVAILABLE / DEAL OPEN
Title of your offer:
FULLY DIGITALIZED & FINTECH-ENABLED TIER ONE MICROFINANCE BANK FOR SALE
Nature of the business:
Microfinance Banking
Industry sector your business operates in:
Banking and Finance
Year Business Was registered: 2016
Products and services offered by the company:
Microfinance banking services
Number of years the business has been in operation: ten
City and State The Business is Located:
Lagos
Number of Staff Members: 30
Type and Value of Assets and Liabilities:
Microfinance Banking assets and Fintech technologies
Creditors and Debtors,
Available on request
Type and Number of Clients:
3,000 plus
Profitability of the business:
Profitable
Current Condition of the Business:
Operational
Reason and Purpose of Your Choice:
Business Diversification
Price and Amount of Money/Investment you seek for the business:
N1.5 billion
Types of Company Records Available for Inspection:
CBN approvals, Licenses and reports
NDIC
Audited accounts
Banking records
Are you acting as an Agent or are you the business owner?:Agent
A fully digitalized and fintech enabled tier one microfinance bank for sale in Lagos. This is a rare chance to acquire a cutting-edge, fully digitalized Microfinance Bank strategically positioned in Nigeria’s commercial hub, Lagos. This Tier 1 MFB has invested heavily in advanced technology and strategic partnerships, making it a plug-and-play investment for serious, well-capitalized investors.
Key Highlights
- Location : Lagos State
- License : Tier 1 Unit Microfinance Bank (CBN-approved)
- Established : February 2016
- Customer Base : 3,000+ active customers
- Capitalization : Strong, fully compliant with NDIC & CBN
- Debt-Free : Absolutely no liabilities
- Excellent Loan Portfolio: PAR < 2
Digital Infrastructure
- Core Banking Software* : BankOne by Qore – robust, scalable, and reliable
- Mobile Banking* : Two well-rated mobile apps (Google Play & App Store)
- Digital Channels* : Mobile Apps, USSD, Internet Banking
- Cards & Payments* : ATM/Debit cards issued to customers
- NIBSS Integration* : Fully profiled on the NIBSS platform
Strategic Partnerships
- 1. Qore (Appzone):* Core banking & business development
- 2. LendSqr* : Digital lending (TC Money)
- 3. Airtel Nigeria* : Nano-loans to subscribers via credit scoring
- 4. Interswitch & others* : Expanding payment capabilities
Property & Legal Standing*
- Operates from a rented building
- Absolutely no litigation or legal encumbrances
Why This is a Game-Changing Investment*
- Instant Entry* : Skip years of setup & regulatory hurdles
- Nationwide Scalability* : Lending app with 10M-client capacity
- Proven Infrastructure* : Fully digital, ready-to-use platform
- Compliance Assured* : NDIC compliant, strong regulatory standing
- Plug & Play* : Start earning immediately with a growth-ready structure
Sale Terms and Acquisition Terms
- Quick Sale Price: ₦1.5 Billion (Net) – reduced from ₦2.5 Billion*
- Facilitators’ Fee: 10% (net, payable by the buyer)
- Reason for Sale: Promoters are shifting focus to international ventures and cross-border financial services
Next Steps for Qualified Investors
1. Submit Letter of Intent (LOI) / Indicative Offer
2. Provide Letter of Commitment to pay 10% agency commission
3.Execute NDA
3. Present Proof of Funds at the appropriate stage
4. Confirm investor is not politically exposed
Urgent Call to Action
This is an exclusive, high-value acquisition with the potential to dominate Nigeria’s digital microfinance space. Opportunities of this scale are rare and time-sensitive.
Contact BuyMyBusiness.Com.Ng Business Brokers in Lagos
- 15/17 Ogudu Road, Ojota Lagos
- Telephone – 08020698922
- Email: [email protected]
